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October 2017 Goals and Financial Update

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Happy Halloween! Do you have any big plans for Halloween this year? We’re skipping it entirely at the RB40 household. Well, I got a pumpkin and Mrs. RB40 carved it, but that’s about it. RB40Jr does not like dressing up and he’s too scared to go trick or treating. Even candy is not enticing enough […] Read More

About the author: Joe left his engineering career behind to become a stay at home dad/blogger at 38. Read how and why he did it on the .

August 2017 Goals and Financial Update

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I hope you’re having a relaxing Labor Day weekend. It’s unusually HOT here in Portland. I was thinking about heading to the beach to escape the heat, but we were too lazy. We’ve already been to the beach 3 times this year and we have 2 more beach trips scheduled. Summer has been really busy […] Read More

10 Enjoyable Side Jobs After Early Retirement

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Retirement doesn’t mean you have to stop working completely. In fact, I think a little work is good for your soul. This is especially true for early retirement. I’m 43 years old and I don’t want to watch TV and play video games all day. That would be relaxing for a day or two, but […] Read More

Is Your Risk Tolerance Too High?

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Is your risk tolerance too high? This is a very important question for anyone investing in the stock market. Risk tolerance tells you how much market volatility you can stand before the stress affects your life. Some investors can handle a 30% drop in their net worth without losing sleep. However, many investors will panic […] Read More

So Long 2017 Summer Break!

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The 2017 summer break is almost over. The Portland public school starts next week and we need to get ready for it. Mrs. RB40 has been picking up school supplies, but we still need to get a new lunch box and a few new long pants. I also need to meet with RB40Jr’s teacher to […] Read More

Why I Hate Auto Loans

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This one is a follow up to last week’s – Should You Invest or Pay Off Debt? The comments on that post are very interesting; you should check them out if you haven’t seen them yet. Some people prefer to pay off debt and others want to optimize by investing. If we purely go by […] Read More

If Money Was No Object…

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Hey, financially responsible readers. The Powerball lottery jackpot is $430 $510 million this week. Did you get a ticket yet? I used to pick up a Powerball ticket whenever the jackpot is huge, but I haven’t purchased one since they doubled the price to $2 five years ago. If the jackpot reaches a billion dollars, maybe […] Read More

Should You Invest or Pay Off Debt?

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One of the great things about being a blogger is that I learn something new almost every day. I was doing some research for this post and found that the U.S. total household debt just reached a new peak in the first quarter of 2017. We collectively owe $12.73 trillion and that amount just surpassed […] Read More